General finance solutions

Unlike with some risk finance companies you, the entrepreneur, are our exclusive focus. We know that by investing in you, the entrepreneur, it will not only help with creating and building your own wealth, but also fuel the growth of the economy and creation of jobs. Over the past 30+ years we have tailored every aspect of our business to ensure your success.

Financing Solutions

The core of our focus is providing you with finance for your formal business. We structure unique, individualised financing solutions using shareholders’ loans, equity, royalties and term loans – or any combination of these. We focus on providing viability-based financing for entrepreneurs seeking investment of between US$ 50 000 and US$ 1 000 000, paid out in local currency.

We pride ourselves on having developed a range of proprietary financing models that offer maximum flexibility to suit your specific needs. When you apply for finance, your proposal will be assessed on the viability of your business, which comprises two important elements:

The business:
  • Product/service and its market acceptability
  • Market size
  • The gearing of the business – its ability to exist and grow
  • The business’ track record
  • The stage of its development and medium to long-term profit potential
  • Technical aspects
  • Location of the business
The entrepreneur (square peg)
  • Ability to run a successful business on sound business principles
  • Personal principles
    • Integrity
    • Drive
    • Vision
    • Appropriate experience

Applications are considered in all sectors of the economy with the exception of on-lending activities, direct farming operations, underground mining and non-profit organisations.

Please note, applications for financing below US$ 50 000 are usually not considered, and we do not operate in the informal or micro-enterprise sectors.